Daily Excess Cover

Single-trip worldwide car hire excess insurance


Daily Policy

Daily – Single-trip worldwide car hire excess insurance


Buy Now
More info

UK & Europe

Multi-trip annual car hire excess insurance


Europe 60

Europe 60 – Valid for 60 continuous days for any one car hire


Buy Now
More info


Multi-trip annual car hire excess insurance


Excess Worldwide 60

Worldwide 60 – Valid for 60 continuous days for any one car hire


Buy Now
More info

USA & Canada

Multi-trip annual CDW/SLI car hire insurance


USA & Canada CDW/SLI 60

USA & Canada 60 – Valid for 60 continuous days for any one car hire


Buy Now
More info

What Is Car Hire Excess Insurance?

When you hire a car, the car hire company will normally include Collision Damage Waiver (CDW) and Theft cover. This policy will come with what’s known as an excess, or the charge you’ll have to pay if your rental vehicle gets damaged or stolen.

For example, let’s say you’ve hired a car and your excess is £1,500. You’re involved in an accident that causes £5,000 worth of damage to your hire car. In this case, you’d have to pay your car hire company £1,500 – even if the accident wasn’t your fault.

A car hire excess insurance policy can cover some of these charges for you. But if you buy your policy from your car hire company, you could be paying much more than you need to – up to £20 a day, if not more.

That’s where insurance4carhire comes in. By buying from us in advance we’ll provide you with daily or annual excess reimbursement insurance policies that cover the excess.

In the USA and some other countries, CDW is not included in the rental. That’s why we have a specific USA & Canada policy.

Protect Yourself And Save Money With Insurance4carhire

Our annual car hire excess insurance policies will reimburse you for excess charges for an entire year and often works out cheaper than shorter term excess waivers provided by car hire companies.

Plus, our policies will reimburse you for damage to the roof, windows, tyres, undercarriage and headlights, which isn’t covered by standard car hire insurance or excess policies.

How Does Our Car Hire Excess Insurance Work?

  1. Choose the policy that suits you. Get covered for an unlimited number of rentals over an entire year with our Europe , Worldwide or USA & Canada annual multi-trip car hire excess reimbursement policies. Or just get cover when you need it with our Daily worldwide excess insurance.

  2. Buy your policy up to three months in advance. Or if you’ve left it to the last minute, you can buy a policy online any time before you pick up your hire car.

  3. Decline any excess insurance that’s offered by your car hire company. Your Insurance4carhire policy will give you all the excess cover you need.

  4. If your hire car gets damaged or stolen, you pay the excess charged by your hire car company. Make sure you keep all receipts for your claim.

  5. Submit your claim for reimbursement to us within 31 days. We’ll then process it straight away.

Read more
Feefo logo

Customer Testimonials

"Excellent insurance cover and you are a very efficient organisation"

M Turner

"I am a happy customer and recommend you to all my friends and colleagues"

B Dunphy

"My claim was settled super efficiently with the minimal effort"

I Porter

"We’ve had a policy for 2 or 3 years now and it’s brilliant.  You dealt with our claim quickly and efficiently"

T Cochrane

"Great service. I shall have no hesitation in using your services and products on future trips"

P Impey

ABTA - travel Industry Partner