European Excess Insurance

UK & Europe

Multi-trip car hire excess insurance which reimburses you for car hire excess throughout Europe

Europe 60

Europe 60 – Valid for 60 continuous days for any one car hire

£39.99

Buy Now

Europe Family & Partners 60

Europe Family & Partners – Valid for 60 continuous days for any one car hire for two or more drivers

£74.99

Buy Now

Insurance4carhire.com offers two European Annual Excess Insurance policies. Our standard policy offers you our usual great benefits, whilst the Family & Partners policy offers great flexibility and convenience for your family. It covers excess in Europe for 2 policy holders plus additional drivers. It enables you and your family member to travel independently or together and it is better value than buying two separate European policies.

You will only be able to make a claim under this policy if you are named as the policyholder AND the car hire agreement is in your name. For Family & Partner policies, the car hire agreement must be in the name of either policy holder.

What's Covered?

  • Excess on damage and theft: up to £4,000 per claim or £5,000 per year
  • Unlimited number of rentals per year
  • Damage to the windows, undercarriage, roof, tyres and headlights
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Rentals within your home country, including those made within 150km of where you live
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • Car club rentals
  • Up to 60 days per rental
  • "Just text HELP" – Multilingual international emergency assistance
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately

Europe 60

Europe 60 – Valid for 60 continuous days for any one car hire

£39.99

Buy Now

Europe Family & Partners 60

Europe Family & Partners – Valid for 60 continuous days for any one car hire for two or more drivers

£74.99

Buy Now

This product offers great flexibility and convenience for your family. It covers excess in Europe for 2 policy holders plus additional drivers. It enables you and one family member to travel independently of each other and it is better value than buying 2 separate annual European policies.


Need A Different Policy?

What's Not Covered?

  • Rentals for longer than 60 days
  • High performance, prestige or exotic vehicles
  • Vehicles more than 10 years old
  • Vehicles worth more than £65,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats
  • Policyholders who are not residents of a European Economic Area country
  • Damage to the interior or contents of the car
  • Where expenses are assumed, waived or paid by the car rental company or agency or car club company or its insurer
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare.
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
  • Costs associated with mechanical breakdown
  • Please view the policy document for full details on benefits and exclusions

Europe 60

Europe 60 – Valid for 60 continuous days for any one car hire

£39.99

Buy Now

Europe Family & Partners 60

Europe Family & Partners – Valid for 60 continuous days for any one car hire for two or more drivers

£74.99

Buy Now

Help Zone

Compare Prices

Provider Cover Daily Cost
AVIS £543 £11.22
Hertz £744 £22.07
Budget £1240 £13.58
Insurance4carhire £4000 £2.86

Car hire prices were quoted on a standard medium compact vehicle from Malaga Airport from 1 to 14 March 2014. Insurance4carhire.com price is the equivalent of the cost of an Annual European Policy split across 14 days. The equivalent cost for insurance4carhire.com daily policy would be £3.99 per day. Exchange rate correct as of 4/2/13.

Customer Testimonials

"Excellent insurance cover and you are a very efficient organisation"

M Turner

"I am a happy customer and recommend you to all my friends and colleagues"

B Dunphy

"My claim was settled super efficiently with the minimal effort"

I Porter

"We’ve had a policy for 2 or 3 years now and it’s brilliant.  You dealt with our claim quickly and efficiently"

T Cochrane

"Great service. I shall have no hesitation in using your services and products on future trips"

P Impey